Terms and Conditions
These Terms and Conditions ("Terms") govern access to and use of the Ballygarvey website and platform (the "Service"). This is a general draft provided for informational purposes and should be reviewed and adapted by qualified legal counsel before publication to ensure it reflects your actual business operations and applicable law.
Last updated: [date to be inserted]
1. Acceptance of Terms
By accessing or using the Ballygarvey website, requesting a platform overview, or otherwise engaging with our Service, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you should not use the Service.
2. Description of Service
Ballygarvey provides AI-driven data analysis tools intended to support capital efficiency and risk-adjusted decision-making for small businesses. The Service may include dashboards, reports, strategy summaries, and related materials made available through our website or by direct engagement with our team.
Any figures, backtests, illustrative charts, or examples presented through the Service are provided for informational and illustrative purposes only. They do not constitute financial, investment, legal, accounting, or tax advice, and past performance or simulated results are not indicative of future outcomes.
3. Eligibility and Accounts
You must be legally capable of entering into a binding agreement to use the Service. If an account is created on your behalf, you are responsible for maintaining the confidentiality of any login credentials and for all activity that occurs under your account. You agree to notify us promptly of any unauthorised use of your account.
4. Acceptable Use
When using the Service, you agree not to:
- Use the Service for any unlawful purpose or in violation of any applicable regulation;
- Attempt to gain unauthorised access to our systems, data, or any related infrastructure;
- Reverse engineer, decompile, or attempt to extract the underlying methodology or source code of our tools;
- Resell, sublicense, or redistribute any part of the Service without our prior written consent;
- Upload or transmit any material that is harmful, infringing, or disruptive to the Service or other users.
5. Intellectual Property
All content, software, design elements, trademarks, and materials associated with Ballygarvey and the Service remain the property of Ballygarvey or its licensors. Nothing in these Terms grants you any ownership rights, and no licence is granted except as expressly stated herein.
6. No Financial Advice
Ballygarvey is not a regulated financial adviser, broker, or investment manager. Nothing provided through the Service should be construed as a recommendation to buy, sell, or hold any financial instrument, or as a guarantee of any particular business or financial outcome. You should seek independent professional advice before making decisions based on information obtained through the Service.
7. Fees and Payment
Where the Service involves paid engagement, pricing, billing terms, and payment methods will be communicated separately and incorporated into these Terms by reference. We reserve the right to modify pricing for future engagements with reasonable notice.
8. Disclaimers
The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or free of harmful components.
9. Limitation of Liability
To the fullest extent permitted by applicable law, Ballygarvey shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, data, or business opportunities arising out of or in connection with your use of, or inability to use, the Service, even if advised of the possibility of such damages.
10. Indemnification
You agree to indemnify and hold harmless Ballygarvey, its officers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising from your use of the Service or your violation of these Terms.
11. Termination
We may suspend or terminate access to the Service at our discretion, including where we believe these Terms have been violated. You may discontinue use of the Service at any time. Provisions intended to survive termination, including those relating to intellectual property, disclaimers, and limitation of liability, shall continue to apply.
12. Changes to These Terms
We may update these Terms from time to time to reflect changes in our Service or for legal and regulatory reasons. The updated Terms will be posted on this page with a revised "last updated" date. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.
13. Governing Law
These Terms are intended to be governed by the laws of the United Kingdom, without regard to conflict of law principles. [This clause should be confirmed and finalised with qualified legal counsel based on your specific registration and operating circumstances.]
14. Contact
Questions regarding these Terms can be directed through our Contact page.