Ballygarvey analyses your reserves against decades of market data in real time, surfacing capital allocation options that have been backtested for resilience before they reach your boardroom.
Built for UK Finance Directors who want data-driven confidence, not speculative upside.
Most UK small businesses hold more cash in operating accounts than their working capital requires. That balance earns little, and decisions about where it should go are frequently made on instinct rather than evidence, under time pressure, without a clear view of the trade-offs involved.
Ballygarvey does not replace your finance function. It gives it a structured, continuously updated view of what your capital could be doing, and how exposed each option is to downside risk.
The platform ingests your treasury data and relevant market signals on an ongoing basis, rather than producing a static snapshot. This means recommendations reflect current conditions, not last quarter's figures, and your team can review them whenever a decision is due.
Predictive models trained on long-run market data estimate how different allocation strategies might perform under varying conditions. Outputs are presented as ranges and probabilities, not single-figure promises, so your team can weigh outcomes rather than chase a forecast.
Every recommendation carries a defined risk profile, including maximum drawdown estimates and liquidity considerations. Thresholds can be set by your finance team in advance, so the system never proposes an allocation outside your stated tolerance.
Each strategy available on Ballygarvey is run against historical market cycles, including periods of contraction, before it is made available to clients. The chart illustrates the format in which performance is reported: period-by-period returns alongside the drawdown experienced along the way.
Backtesting uses publicly available historical market data and does not incorporate live client portfolios. Results are reported net of the assumptions disclosed in each strategy brief, and are reviewed on a rolling basis as new data becomes available.
Past performance shown in backtesting reflects historical conditions and is not a projection of future returns. Ballygarvey presents this data so your team can assess methodology and assumptions directly, rather than relying on a summary score.
Illustrative example: rolling period returns for a diversified reserve strategy, including one period of decline.
Integration is designed to be completed by a finance lead without a dedicated IT project, typically within a few working sessions.
We discuss your current cash position, risk appetite, and the decisions you need support with.
Your treasury and accounting data is connected through encrypted, read-only access with defined permissions.
Risk thresholds and liquidity requirements are set by your team before any recommendation is generated.
The platform updates its analysis continuously, with your team reviewing and approving each proposed action.
Ballygarvey was built for finance functions that are confident in their numbers but short on time to model every option by hand. The platform's role is to widen the view available to a Finance Director before a decision is made, not to take that decision away from them.
Read more about our approach
A business holding several months of operating costs in reserve uses Ballygarvey to identify a portion that can be allocated to short-duration, lower-volatility instruments without affecting day-to-day liquidity.
A company with capital concentrated in a single asset class uses the platform's modelling to assess how spreading exposure across asset types might affect its overall risk profile over a multi-year horizon.
A Finance Director uses the platform's methodology briefs and backtested scenarios to present capital allocation options to the board with a consistent, data-backed rationale.
Request a platform overview and we will walk your team through the methodology, data security approach, and how onboarding would apply to your current treasury setup.
Prefer to speak with us directly? Contact the team.